TERMS AND CONDITIONS

Welcome to Serge Cowan. These Terms and Conditions ("T&C") govern your use of our website sergecowan.com ("the Website"). By accessing or using the Website, you agree to comply with these T&C. If you do not agree with these terms, please do not use the Website.

1. Definitions

  • "Estate Agent," "we," "our," and "us" refer to [Estate Agent Name], the company providing the real estate services.

  • "User," "you," and "your" refer to the person or entity using the Website.

  • "Property Listings" refer to any real estate listings or information provided on the Website.

2. Use of the Website

  • You agree to use the Website solely for lawful purposes and in a manner consistent with these T&C.

  • You must not engage in activities such as spamming, transmitting viruses, or interfering with the normal operation of the Website.

  • All content, including text, images, and graphics, is owned by or licensed to Serge Cowan and is protected by intellectual property laws.

3. Property Listings

  • The Property Listings on the Website are provided for informational purposes only and are subject to availability. We do not guarantee the accuracy or completeness of the information.

  • We reserve the right to remove or update listings without prior notice.

  • Any property-related agreements or transactions are between you and the respective property owner or seller, and we are not liable for any disputes.

4. User Accounts

  • You may need to create an account to access certain services or features on the Website.

  • You agree to provide accurate and complete information when registering and to keep your account details secure. You are responsible for all activities under your account.

5. Privacy and Data Protection

  • We respect your privacy. Please review our Privacy Policy [link to Privacy Policy] to understand how we collect, use, and protect your personal data.

6. Third-Party Links

  • The Website may contain links to third-party websites. These links are provided for convenience, and we are not responsible for the content or practices of these external sites.

  • Clicking on third-party links is at your own risk.

7. Disclaimers

  • The Website and its content are provided "as is" without any warranties of any kind, either express or implied.

  • We do not warrant that the Website will be error-free, uninterrupted, or free of viruses.

  • Serge Cowan is not liable for any damages, including indirect or consequential damages, arising from your use of the Website.

8. Limitation of Liability

  • To the maximum extent permitted by law, [Estate Agent Name] will not be liable for any loss or damage arising from your use of the Website or reliance on its content.

9. Indemnity

  • You agree to indemnify and hold harmless Serge Cowan from any claims, losses, or damages, including legal fees, arising out of your use of the Website or violation of these T&C.

10. Changes to Terms and Conditions

  • We reserve the right to modify or update these T&C at any time. Any changes will be posted on this page, and the "Effective as of" date will be updated.

  • By continuing to use the Website after such changes, you agree to be bound by the revised T&C.

11. Governing Law and Dispute Resolution

  • These T&C are governed by and construed in accordance with the laws of [Jurisdiction].

  • Any disputes arising from these T&C will be resolved through mediation or, if necessary, in the courts of [Jurisdiction].

12. Contact Information

  • If you have any questions about these T&C, please contact us at [Contact Information].


Privacy Policy

Serge Cowan ("we," "our," "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website sergecowan.com, interact with our services, or provide us with your personal information.

By using our website or services, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree to this policy, please do not use our services or website.

1. Information We Collect

We collect personal information in the following ways:

  • Personal Identification Information: When you use our services, contact us, or register for an account, we may collect personal details such as your name, email address, phone number, mailing address, and other relevant data.

  • Property Information: If you inquire about a property or use our services to buy, sell, or rent real estate, we may collect information related to your preferences, budget, and property interests.

  • Payment Information: If you make a purchase or pay for our services, we may collect payment-related information such as credit card details or bank account information. Note that we use secure third-party payment processors to handle your payment information.

  • Technical Data: We may collect information related to your device, such as your IP address, browser type, operating system, and browsing activity on our website. This data helps us improve user experience and site performance.

2. How We Use Your Information

We use your personal information for various purposes, including:

  • To Provide Services: To process your inquiries, manage property listings, assist with real estate transactions, and provide other services related to buying, selling, or renting properties.

  • To Communicate with You: To respond to your inquiries, send updates about your property interests, provide customer support, and inform you of new listings or services we think may interest you.

  • To Improve Our Website and Services: We may use your information to enhance our website, analyze trends, and personalize content for a better user experience.

  • For Legal Compliance: We may use or disclose your personal information if required by law, regulation, or court order.

3. Sharing Your Information

We do not sell, rent, or lease your personal information to third parties. However, we may share your information with third parties in the following cases:

  • Service Providers: We may share your information with trusted third-party service providers (e.g., payment processors, property management services) who assist us in delivering our services to you.

  • Legal Compliance: If required by law, we may disclose your personal information to comply with legal obligations or in response to legal requests.

  • Business Transfers: In the event of a merger, acquisition, or sale of our business assets, your personal information may be transferred as part of that transaction.

4. Data Security

We take the security of your personal information seriously and implement reasonable measures to protect it from unauthorized access, alteration, disclosure, or destruction. However, please note that no method of internet transmission or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance your experience. Cookies are small files stored on your device that help us track your preferences and understand how you use our website. You can manage cookie settings in your browser, but disabling cookies may affect your ability to use certain features of our website.

6. Third-Party Links

Our website may contain links to third-party websites that are not operated or controlled by us. This Privacy Policy does not apply to third-party websites. We recommend reviewing the privacy policies of those websites before providing any personal information.

7. Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal information:

  • Access and Correct: You can request access to the personal information we hold about you and request corrections to any inaccurate or incomplete data.

  • Delete Your Data: You may request the deletion of your personal information, subject to legal or contractual obligations.

  • Opt-Out of Marketing: You can opt out of receiving marketing emails or other communications from us at any time by clicking the unsubscribe link in the email or contacting us directly.

  • Data Portability: You may request a copy of your personal data in a commonly used electronic format.

To exercise these rights, please contact us using the information provided below.

8. Children’s Privacy

Our website is not intended for individuals under the age of 16, and we do not knowingly collect personal information from children. If we become aware that we have collected personal data from a child under 16, we will take steps to delete such information.

9. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. When we make changes, we will post the updated policy on our website and update the effective date. We encourage you to review this policy periodically for any updates.

10. Contact Us

If you have any questions about this Privacy Policy or wish to exercise your rights, please contact us at: hello@sergecowan.com